Management Analysis Journal

Financial Well-being in Digital Environment: Evidence from Indonesia

Rita Rahayu, Syahril Ali, Verni Juita, Lisa Fitriani Rahman — Sat, 09 Dec 2023 17:20:48 +0700

Penelitian ini bertujuan untuk memberikan gambaran mengenai konsep kesejahteraan finansial dari sudut pandang masyarakat di Indonesia. Selain itu, penelitian ini juga mencoba melihat apakah faktor individu merupakan faktor penting yang menentukan kesejahteraan finansial masyarakat di Indonesia. Penelitian ini menggunakan metode campuran yang menggabungkan Focus Group Discussion (FGD) dan metode survei. Dalam penelitian ini FGD digunakan untuk mengumpulkan informasi mengenai persepsi masyarakat terhadap konsep kesejahteraan finansial, dan dalam FGD ini diikuti oleh 13 informan. Sedangkan metode survei digunakan untuk mengidentifikasi faktor-faktor yang mempengaruhi kesejahteraan finansial. Dalam hal ini, terdapat 291 responden yang berpartisipasi dalam survei online. Data yang diperoleh dari FGD diolah menggunakan NVIVO, sedangkan data yang diperoleh dari survei dianalisis menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa usia, status perkawinan, status pekerjaan, pendidikan terakhir, dan jumlah pendapatan menentukan tingkat kesejahteraan di Indonesia. Hasil penelitian ini diharapkan dapat menjadi bahan pertimbangan berbagai pihak dalam mengambil kebijakan, khususnya kebijakan yang berkaitan dengan mendorong peningkatan kesejahteraan masyarakat.

Analysis of Corporate Social Responsibility (CSR) Implementation in The Achievement of Sustainable Development Goals (SDGs): Study of CSR Activities at PT Bio Farma (Persero) West Bandung

Jihan Humaira, Cupian Amir Zaelani — Sat, 09 Dec 2023 17:31:10 +0700

This study aims to analyze and examine the impact of CSR programs that are oriented and support the sustainable development program of PT Bio Farma (Persero). This research also focuses on analyzing the influence of CSR variables on SDGs with ROE as an intervening variable. This type of research is explanatory research with a quantitative approach. The data source comes from secondary data in the form of financial reports and corporate sustainability reports published on the company's official website from 2018 to 2021. The results of this study indicate that PT Bio Farma (Persero) has partially implemented the GRI Standards with a total score of 66%. In addition, the results of data analysis show that: 1) CSR has a significant positive effect on SDGs; 2) CSR has no significant effect on ROE; 3) SDGs has no significant effect on ROE; 4) The effect of CSR through SDGs on ROE is not significant.

Servant Leadership in Government Institution, is it Effective?

Imam Buchori, Justine Tanuwijaya, Andreas Wahyu Gunawan — Sat, 09 Dec 2023 17:49:56 +0700

The aim of this studiy is to examine the effect of servant leadership on job performance directly and indirectly through the mediating effect of job involvement and job satisfaction. Data were collected through questionnaires by Google Froms and analyzed using Structural Equation Modeling (SEM) with AMOS24. A total of 174 civil servant at the one of Indonesian government agencies in audit services participated as research sample. The results of this study reveal that servant leadership has significant positive effect toward job involvement and job satisfaction, but it has a negative effect toward job performance. Furthermore, this study is expected to contribute to the organization to encourage the role of leaders for prioritizing the employees’ interests to increase job satisfaction and job involvement so that can improve employees’ performance, especially in the public sector.

Understanding Impulsive Buying Behaviour Among Buy Now Pay Later (BNPL) Users and its Implication for Overconsumption and The Environment

Verni Juita, Vera Pujani, Rida Rahim, Rita Rahayu — Mon, 11 Dec 2023 16:08:08 +0700

Over the last decade, the popularity of "buy now, pay later" (BNPL) in Indonesia has been increasing due to the various attractive offers available to consumers. However, the unwise use of BNPL may cause impulsive buying behavior, leading to excessive consumptions and waste productions that ultimately negatively affect the environment. Therefore, it is important to understand factors influencing the use of BNPL and impulsive buying behavior in order to help the BNPL users to use it more responsibly, ultimately control their consumption and reduce unnecessary wastes. This study explores the influence of BNPL users' digital financial literacy, self-control, and perceived risk on their impulsive buying behaviors. This study surveys BNPL users in Indonesia through various online channels. Using PLS Smart 3.0 on the survey data of 185 respondents of BNPL users, this study found that digital financial literacy and self-control influenced the impulsive buying behavior of BNPL users. However, the results also show that self-control has a greater influence than digital financial literacy on the impulsive buying behavior of BNPL users. In contrast, risk perception showed the opposite result. Hence, a policy strategy involving self-control and DFL in minimizing impulsive buying should be implemented to avoid overconsumption and waste crises.

Social Entrepreneurship Development to Achieve Sustainability Goals Using SSM Analysis

Benedicta Evienia Prabawanti, Rizal Syarief, Meika Syahbana Rusli, Dwi Purnomo — Mon, 11 Dec 2023 16:15:37 +0700

Measuring performance in social entrepreneurship is an important thing that needs to be done. This is an effort to ensure prosperity and maintain the sustainability of social entrepreneurship. This research aims to analyze the performance of social entrepreneurship and build a conceptual model of the strategy for assessing the performance of social entrepreneurship in the Special Region of Yogyakarta. The SSM research method was used to develop a conceptual model to measure the performance of social entrepreneurship. The results of the study concluded that measuring the performance of social entrepreneurship can be measured using measurement tools or indicators that focus on sustainable development goals (SDGs). This study also found the need for the role of the government or policy owners as actors who have an essential role in developing social entrepreneurship performance measurement tools. This is necessary to distinguish the target of achieving success through social and commercial entrepreneurship.

How to Predict Business Income on Business Capital, Green Business Practice Adoption, Leadership for Small and Medium-Size Industries in East Java

Jeni Susyanti, Ahmad Dahlan, Achmad Ghazi Bagaskara — Mon, 11 Dec 2023 16:24:12 +0700

This study aims to determine the prediction of business income for Small and Medium Industries through business capital, green business practice adoption, and leadership. The sampling technique using purposive sampling obtained a data sample of 40 respondents from the population. Methods of data collection using a questionnaire method. The data analysis technique used in this study is multiple linear regression. The results of this study indicate that business capital variable can positively and significantly predict business income, green business practice adoption can predict positively and significantly to business income. leadership can positively and significantly predict business income. although as is known, working from home was carried out during the covid 19 pandemic. We found that the TPB theory has good explanatory power decision making to adopt green business in running SMIs

Dynamic Capabilities and Innovation Implications for Business Sustainability

Mon, 11 Dec 2023 16:30:53 +0700

The aims of this study are to: 1) test and analyze the effect of dynamic capabilities on innovation 2) test and analyze the effect of capabilities on business continuity 3) test and analyze the effect of innovation on business continuity 4) test and analyze the effect of dynamic capabilities and innovation on business continuity. The research was conducted on Micro, Small and Medium Enterprises in Indonesia with a sample of 93 respondents. This research is quantitative of research by distributing questionnaires to Micro, Small and Medium Enterprises entrepreneurs. The sampling technique uses the saturation technique. Methods of data analysis using descriptive analysis and path analysis. The results of the study show that: 1) dynamic capabilities have a positive and significant effect on innovation 2) dynamic capabilities have a positive and significant effect on business continuity 3) dynamic capabilities have a positive and significant effect on business continuity 4) dynamic capabilities and innovation have a significant positive effect on continuity business.

How User Satisfaction Impacts The Effectiveness of The Indonesia Integrated Electronic Business Licensing Management Information System as Sustainable Design for Enviromental Business?

Putri Maulida Sarie, Alfian Alfian — Mon, 11 Dec 2023 16:44:22 +0700

This study aimed to investigate the impact of user satisfaction on the effectiveness of the Indonesia Integrated Electronic Business Licensing Management Information System. The research population comprised members of Business Actors and Licensing Associations in Indonesia, with a sample size of 44 members selected using a simple random sampling technique. Multiple linear regression analysis using SPSS version 26 was used for data analysis. The findings indicate that the effectiveness of the integrated licensing management information system is influenced by user satisfaction. The results indicate that the system is highly effective in terms of user satisfaction. This research can be utilized as an evaluation tool for improving and developing the Electronically Integrated Business Licensing Management Information System in Indonesia.

Utilization of Financial Technology Services to Increase Business Sustainability for MSMEs in Demak Regency

Siti Shobandiyah, Septia Kurniati, Astohar Astohar — Mon, 11 Dec 2023 16:53:58 +0700

Financial technology in Indonesia is currently developing very rapidly marked by the innovation of several applications in the field of financial services such as payment instruments, loan instruments and others that are becoming known in this digital era. Several business actors such as MSMEs in Demak Regency have also utilized this financial technology (fintech) to make it easier to run businesses. The survey results show that MSMEs are still not optimal in using fintech and the level of inclusion is still relatively low. The population in this study were all UMKM in the District of Demak Regency. Collecting data using cross sectional data with the sampling method using accidental sampling. The analysis tool uses multiple step multiple regression by carrying out other tests such as the normality test, the classical assumption deviation test, the fit test and the coefficient of determination test. The results of the study show that financial literacy has a significant positive effect on financial inclusion. Fintech-based financial services have a significant positive effect on financial inclusion. Financial skills have a significant positive effect on financial inclusion. MSMEs that are able to utilize financial technology are more capable of sustainability in business.

Enhancing Company Value Through Profitability Mediation (A Study on Manufacturing Companies Listed on The Indonesia Stock Exchange During The Period of 2018-2021)

Erisa Aprilia Wicaksari, Endah Prapti Lestari, Nadia Ingrida Kusumadewi — Tue, 12 Dec 2023 09:45:53 +0700

The research is based on the fact that there is a significant fluctuation in the performance of companies listed on the Indonesia Stock Exchange, leading to the emergence of a phenomenon known as the 'gap' phenomenon. The gap phenomenon is characterized by the inconsistency in the influence of variables such as ROE, capital expenditure, and tangible assets on profitability and their impact on company value. The objective of this study is to analyze the influence of the variables ROE, capital expenditure, and tangible assets on profitability and their impact on company value in the manufacturing industry listed on the IDX during the period from 2018 to 2021. The population in this study consists of all manufacturing companies listed on the Indonesia Stock Exchange during the period from 2018 to 2021. The research analysis method used in this study is Smart PLS.

The Influence of Online Attendance System and Work Discipline on The Performance of Educational Staff in Universitas Negeri Semarang

Endang Retno Pujirahayu, Sutikno Sutikno, Nur Hidayat — Wed, 20 Dec 2023 20:58:51 +0700

This research is aimed at understanding the influence of the online attendance system and work discipline on the performance of educational staff at Universitas Negeri Semarang (UNNES). The sampling technique employed in this research is random sampling, where the researcher randomly took samples without considering the variety of the population’s background. There were 140 (20%) Educational Staff in UNNES taken as the samples of this research. This research features a quantitative approach where the primary data were obtained from surveys through questionnaires distributed to the respondents. The data analysis and processing utilised the regression equation in the SPSS, a statistics software.

The problems underlying this research are formulated as follows: Do the online attendance system and work discipline significantly influence the performance of educational staff in Universitas Negeri Semarang?

The result shows that the main factor influencing employees' work performance in UNNES is work discipline. The implementation of an online attendance system has minimum influence on employees’ performance. Online attendance systems, followed by work discipline, directly had a more significant impact than merely the online attendance systems.

The Effect of Co-Branding, Customer-Based Brand-Equity, and Packaging on Purchase Decision (Study on Purchasing Serum Azarine Cosmetic Marvel Edition)

Rizaldi Anggito Yudha, Restu Frida Utami, Herni Justiana Astuti, Suyoto Suyoto — Thu, 21 Dec 2023 21:23:16 +0700

The purpose of this research is to determine the influence of co-branding, customer-based brand equity, and packaging on purchasing decisions. To collect and study data, researchers used quantitative research methodology. Multiple linear regression analysis is the data analysis method used in this research, allowing researchers to investigate the influence between relevant variables. The sample obtained consisted of 102 respondents, but during distribution there were 2 data that were damaged, so only 100 respondents were used, which was distributed using Google Form via direct message Instagram users of Azarine Cosmetic Marvel Edition Serum, where the sample selection used a purposive sampling technique where they were selected based on standards. certain. The results of the analysis show that customer-based brand equity and packaging have a positive and significant effect on purchasing decisions, while co-branding has an insignificant negative effect on purchasing decisions for Azarine Cosmetic Marvel Edition. Specifically, the study found that the combined impact of co-branding, customer-based brand equity, and packaging accounted for 44.7% of the variability in purchasing decisions.