Yuspin, Wardah, et al. “Regulatory Sandbox for Ex-Ante Data Protection in the Digital Rupiah (CBDC) Pilot: A Doctrinal Comparison”. Journal of Law and Legal Reform, vol. 7, no. 3, July 2026, pp. 1785-18, https://doi.org/10.15294/jllr.v7i3.44027.