From Fintech to Competitiveness: Financial Sustainability Performance of MSMEs in the Digital Era. Management Analysis Journal, [S. l.], v. 14, n. 2, p. 177–187, 2025. DOI: 10.15294/maj.v14i2.27535. Disponível em: https://journal.unnes.ac.id/journals/maj/article/view/27535. Acesso em: 19 dec. 2025.