Determinants of Financial Literacy on MSMEs in Cirebon Regency

  • Annisa Aulia Rohmah Development Economic Study Program, Economic Faculty, Semarang State University
  • Phany Ineke Putri Development Economic Study Program, Economic Faculty, Semarang State University
Keywords: Financial Literacy, MSMEs, Gender, Education, Income, Investment, Insurance, Technology

Abstract

This study aims to determine and analyze the influence of what factors influence financial literacy on MSMEs in Cirebon Regency (Case Study of Tegal Gubug Market). Descriptive quantitative approach and multiple linear regression analysis model. The results show that gender has no effect on financial literacy, education level has no effect, total income has an influence, length of business has an influence on financial literacy, savings and loans have an influence on financial literacy, investment has no influence on financial literacy, insurance has no influence on financial literacy. influence, and technology has no effect on financial literacy.

Penelitian bertujuan untuk mengetahui dan menganalisis pengaruh dari faktor apa saya yang mempengaruhi literasi keuangan terhadap UMKM di Kabupaten Cirebon (Studi Kasus Pasar Sandang Tegal Gubug). Pendekatan kuantitatif deskriptif dan model analisis regresi linear berganda. Hasil penelitian menunjukan bawah gender tidak memiliki pengaruh terhadap literasi keuangan, tingkat pendidikan tidak memiliki pengaruh, jumlah pendapatan memiliki pengaruh, lamanya usaha memiliki pengaruh terhadap literasi keuangan, tabungan dan pinjaman memiliki pengaruh terhadap literasi keuangan, investasi memiliki pengaruh terhadap literasi keuangan, asuransi tidak memiliki pengaruh, dan teknologi tidak memiliki pengaruh terhadap literasi keuangan.

Published
2022-01-25
How to Cite
Rohmah, A., & Putri, P. (2022). Determinants of Financial Literacy on MSMEs in Cirebon Regency. Efficient: Indonesian Journal of Development Economics, 5(1), 1421-1433. https://doi.org/10.15294/efficient.v5i1.48033
Section
Articles