Legal Protection towards the Beneficiaries of PT Asuransi Jiwasraya due to Payment Defaults of the Jiwasraya Savings Plan: A Critical Review Insurance Law
Main Article Content
Abstract
The failure of Jiwasraya's claim settlements was since it was not a part of their insurance product and it did not comply with UU No. 40 Tahun 2014. The creation of this research article is to comprehend the unlawful effect of such failure and places responsibility on parties deemed responsible for the losses caused. This research is normative-law research-based, given the evidence of the mismanagement of PT. Asuransi Jiwasraya did not comply with the law and how their board of management disobeyed good governance. Theoretically, PT. Asuransi Jiwasraya bears responsibility, as mentioned in their contractual liability that holds the company responsible. As such is the right of the owner of the insurance policy bought from PT. Asuransi Jiwasraya. As PT. Asuransi Jiwasraya is a state-owned enterprise - the Indonesian government is also partly responsible for its failure. With that in mind, the government has mandated restructuring the Financial Services Authority (OJK) and increasing financial surveillance on PT. Asuransi Jiwasraya, putting the insurance company on a short leash.
Article Details
How to Cite
Solichin, R. A. (2021). Legal Protection towards the Beneficiaries of PT Asuransi Jiwasraya due to Payment Defaults of the Jiwasraya Savings Plan: A Critical Review. Unnes Law Journal, 7(2), 257-286. https://doi.org/10.15294/ulj.v7i2.47548
Section
Research Article
References
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Dua Mantan Direksi Jiwasraya Diduga Berinvestasi Ratusan Miliar Rupiah Untuk Sebuah Kafe di Jaksel. (2020, February 12). Tribunnews.com. https://www.tribunnews.com/bisnis/2020/02 /12/dua-mantan-direksi-jiwasraya-diduga-berinvestasi-ratusan-miliar-rupiah-untuk-sebuah-kafe- di-jaksel
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Peranto, O. (n.d.). “IKTIKAD BAIK” DALAM KETENTUAN PASAL 27 AYAT (2) UU NO. 2 TAHUN 2020, PERLUKAH DIPERMASALAHKAN? . Retrieved June 20, 2021, from https://rechtsvinding.bphn.go.id/jurnal_online/IKTIKAD%20BAIK%20DALAM%20KETENTUAN%20PASAL%2027%20AYAT%20(2)%20UU%20NO.%202%20TAHUN%202020.pdf
Pramisti, N. Q. (n.d.). Mimpi Buruk “Rush Money” Jangan Berulang. tirto.id. Retrieved June 20, 2021, from https://tirto.id/mimpi-buruk-rush-money-jangan-berulang-b5lT
Siregar, A. Y. (n.d.). PENGAWASAN OTORITAS JASA KEUANGAN (OJK) DALAM KASUS GAGAL BAYAR POLIS OLEH PT. ASURANSI JIWASRAYA PERSERO. Universitas Sumatera Utara.
Skandal Jiwasraya, BPK: Ini Jauh Lebih Kompleks dari Dugaan. (2020, January 6). https://www.cnbcindonesia.com/market/20200106141553-17-127962/skandal-jiwasraya-bpk-ini- jauh-lebih-kompleks-dari-dugaan
Suryono, Endro Kelik and Rahadat Alfin Brandon, “Tanggung Jawab Hukum PT Jiwasraya Terhadap Nasabah”. Jurnal Meta Yuridis, No (2) September 2020
Syahrizal Sidik. (2020, September 7). Kacau! Produk Saving Plan Jiwasraya Melanggar Undang- Undang. https://www.cnbcindonesia.com/market/20200907153748-17-184951/kacau-produk- saving-plan-jiwasraya-melanggar-undang-undang
Terungkap! Uang Jajan Putri Heru Hidayat Rp 100 Juta/Bulan. (n.d.). Retrieved June 20, 2021, from https://www.cnbcindonesia.com/market/20200812160713-17-179321/terungkap-uang-jajan- putri-heru-hidayat-rp-100-juta-bulan
Tim Restrukturisasi: Ada 3 Akar Masalah Asuransi Jiwasraya. (2021, April 27). Republika Online. https://www.republika.co.id/berita/qs7x4x383/tim-restrukturisasi-ada-3-akar-masalah-asuransi-jiwasraya
Wareza, M. (n.d.). Soal Bailout Jiwasraya, Kementerian BUMN: Ini Jalan Terakhir. Market. Retrieved June 20, 2021, from https://www.cnbcindonesia.com/market/20200225161332-17-140384/soal-bailout-jiwasraya-kementerian-bumn-ini-jalan-terakhir
www.jurnaljabar.id. (n.d.). Kejaksaan Agung Periksa 22 Saksi Kasus Jiwasraya. Https://Www.jurnaljabar.id/. Retrieved June 20, 2021, from https://www.jurnaljabar.id/nasional/kejaksaan-agung-periksa-22-saksi-kasus-jiwasraya-b1ZIr9cwz
Yuliadi, I. (2007). ANALISIS NILAI TUKAR RUPIAH DAN IMPLIKASINYA PADA PEREKONOMIAN INDONESIA: PENDEKATAN ERROR CORRECTION MODEL (ECM). Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan, 8(2), 146. https://doi.org/10.23917/jep.v8i2.1038